Recently I made a substantially large purchase on my credit card for a loved one. It was the largest single purchase that I have ever made on my credit card. The original deal was that the person would pay me back in increments. But then I spoke to God my Father and told Him if possible, I would like to gift the amount entirely and eliminate the debt. God responded (YES, God longs to communicate with us) by bringing to mind a story in the scriptures. And that’s the story in the Bible we’re going to take a look at. Before we continue, I’m sure many people may be familiar with the story and don’t pay it a second glance. But familiarity can breed contempt. The story is found in Matthew chapter 18. And to be honest, when I thought of the story, I also was like, “Oh yes, I remember. This story will be a great lesson for my loved one!” But in the end, the Lord showed me that it was a lesson, specifically for me.
Matthew 18:23-35 is the story about a King who forgave one of his servants who owed an unfathomable amount in debt (sometimes when I think of my student loans, I feel like that). Once that servant had received forgiveness, you would think that his disposition would be cheerful and grateful. I mean, it was a RIDICULOUS amount of money. The scripture tells us it was 10,000 Talents (vs. 24) in 2021 that would be almost $4 BILLION or 200,000 years of labor (Dr. Jud Davis).
It was clear that this individual would never be able to repay the debt that he owed. The punishment for failed debt payment was slavery for yourself and your family until the debt could be paid (vs. 25). This should not shock us, as many cultures had used this type of method for repayment if you recall the widow in 2 Kings 4 when her husband died, and the creditors were coming to sell her children as slaves until the debt could be cleared. In the Middle ages, people sold themselves as indentured servants to cover payment and land use that they could not afford. And since the dawn of time, humans have been selling their bodies to repay debt and make money.
So when the King had pity and cleared the man of all his debt, it was a huge deal. As he was leaving the palace, he ran into someone who owed him some money. Now this guy who couldn’t have made more than $10.00and an hour had just been cleared a debt that he could have never repaid. You think the attitude of gratitude would extend to others. But it did not. He ran into a person that owed him $40.00 (Ceramics), and he demanded that the person be jailed until he could repay the money. Even though the person begged for a chance to pay him back, he did not pity him. Needless to say, when the King found out, he was ANGRY. And well, I’ll let you read it for yourself on what happens (read it here).
But the one thing we don’t see in this story is, “What did the debt cancellation cost the King?” That was my lesson. You know, I have been working terribly hard at cleaning up my credit and paying my bills. One of the main factors of your creditworthiness is your credit usage. Anything less than 30% will lower your credit score significantly. That’s what happened to me when I charged my card for my loved one.
When I saw that my credit score dropped a significant amount of points, I wept a little inside. I had finally reached the “Very good” status where everything was green. Now I found myself in that yellowish-red area and stating that my credit is “good” boarding on “fair.” My loved one will never know what it cost me so that their life could be a little easier.
And we will never know, nor fully understand what it cost the King of kings to forgive us. John 3:16 tells us that God gave up His Son. Basically, God gave God up to have us. And we go around acting like what was done on our behalf isn’t that big of a deal. But it was EVERYTHING. And God will live with the scars for eternity on what it cost Him to clear our debt.
The least we can do is forgive each other and thank Him everyday for His sacrifice.